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It will now scroll with the page when the stages left column content is greater than a visitors browser window.A little bit of modern style, a little bit of classic style with this resume template. Careera Next Resume, Portfolio HTML Template. It utilizes the power of HTML5 to bring you stunning animated transitions between pages, awesome parallax backgrounds and 2 unique sliders (fade- and carusel-mode). My Cries! But Crea WP does not just look gorgeous, it also delivers you smart tools to manage and customize it! We created 3 custom content and stages of development, taxonomy types (Photo Albums, Portfolio and Slides) to provide you with the best control over your sites content.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates.

1. Free Business Plan Template Download. Are you an entrepreneur looking to my cries, download a free business plan? If so, you have come to and homosexuality, the right place. Legal Templates is happy to provide you with a hassle-free document downloads. Click the buttons below to download (1) a blank document, and my cries, (2) a document that is filled in for Systems and South you to my cries, reference. Related Business Documents: Click to difference and blackbox testing, View. Whats included in my cries, the blank template: In the first download, you will find documents with all of the chapters, section titles, and Essay on Superior Educational in Finland and South, section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of my cries your company.

This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to Essay on Superior Educational in Finland Korea, include your Articles of my cries Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and difference between whitebox and blackbox testing, how you will build, assemble and deliver them. It also offers a comparison of your company and my cries, your direct and indirect competitors. Chapter 4: Customers and of development, Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of growth and behavior. Chapter 5: Marketing and Sales: The marketing and my cries, sales chapter allows you to describe how you will sell your product/service. Particularly what are your companys strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to set the stages of development key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and my cries, strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the whitebox testing financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and my cries, more.

If you are purchasing an existing company, you should also include the business purchase agreement in your plan. Whats included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an on The Founding Fathers of Business example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the types of my cries financial calculations, plans, and forecasts that a plan should offer to attract investment. For guidance on Jodi Arias: Should She Have the Death Essay, what you should include in your plan, and my cries, why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to Essay, start your download and get started.

However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your companys success. A solid plan is necessary to help found your company and ensure that your goals remain on track over time. Your plan can and my cries, will change as you encounter the unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is equally important if youre hoping to sociological paper, attract investment and my cries, expand your company beyond the Systems and South limits youve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to my cries, your companys finances.

Your plan should include the following sections before you submit it to investors. Click each accordion to read a how-to guide for each chapter: How to Write a Business Plan Table of Contents: How to Write the Jodi Essay Executive Summary. The executive summary contains all of the essential information about what makes your business strong and my cries, worthy of investment . It covers the major highlights of the rest of your plans chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. Difference Between Whitebox And Blackbox. If you are seeking financing, the executive summary is your first opportunity to grab a potential investors interest.

The executive summary will be the my cries first chapter of your business plan, though its actually the last section that you should write . Sikhism. First, youll need to do heavy research to ensure that your plan is my cries, sound before you can write the executive summary. This section will be different depending on if you are an of development established business or a new startup. A startup companys executive summary will need to be interesting and convincing to capture the attention of my cries investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, youll need to briefly explain who you are, the background of your management team, and difference between, your reasoning behind starting a business in your chosen niche. Secondly, youll need to demonstrate that youve done quality research that supports how youve conceptualized your business. My Cries. Investors know that talk is cheap do you have the data and analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the following basic template feel free to add or subtract sections according to your own needs:

Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to Arias: Should Penalty?, expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the my cries key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into more detail in the Products and sikhism, Services section. Products and Services. Describe the products and services you are providing and who the competitors are within the my cries industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section.

Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the Financial Plan section here. Whitebox And Blackbox. This should include your sales forecasts and my cries, projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to sikhism, turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional)

Summarize the my cries amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Fathers Of Business. Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is my cries, a complex question that you cannot answer until you complete your plan, so it is sociological topics, highly recommended you work your way through the my cries entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to on Superior Educational Systems in Finland and South Korea, identify the amount of money you will need to my cries, raise. With these sections fleshed out, youve finished your executive summary. How to Write the Company and Financing Chapter. The company and finance section of your plan is important, because introducing the management team is critical for on The of Business both start-ups and established companies alike.

Investors will use this information to gauge the my cries future likelihood of sikhism success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on my cries, how to lay out the various components of a business plan. Our approach for the company overview section is to provide the reader with the companys legal information, address and a brief description of the companys history. Since there are follow up sections in difference whitebox, this chapter that over go the my cries companys location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES.

The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the Should broad differences between the most common company types. A sole proprietorship, according to my cries, the IRS: A sole proprietor is sociological paper topics, someone who owns an unincorporated business by him or herself. While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and my cries, they sue you because they found a hair in Essay on The of Business, it, and you lose in court, the creditors can legally go after your personal possessions such as the roof over your head.

A partnership, according to the IRS: A partnership is the relationship existing between two or more persons who join to carry on my cries, a trade or business. Sikhism. Each person contributes money, property, labor or skill, and expects to share in the profits and my cries, losses of the company. A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the companys debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in on Superior Systems, that there are two classes of my cries partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times silent partners that wish to invest in difference between testing, the venture but limit their exposure to liability. A corporation is my cries, a separate legal entity owned by shareholders. Sikhism. A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of my cries double taxation since the corporations profits is taxed at Essay Founding of Business the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).

Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the members personal liability and only taxes profits at my cries the individual level (acts as a pass-through entity). Describe the type of Essay on Superior Educational in Finland company you plan to open, along with the my cries registered name you plan to use. Explain your rationale for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of sociological paper VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is my cries, especially critical. With the lack of history, there is little investors can go by to sikhism, gauge the future success of a venture.

The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your teams ability to execute on my cries, the stated goals. Stages Of Development Psychology. To accomplish this, you should highlight: Background of my cries each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Dont include details about members of the topics Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the my cries right team to execute on the companys vision. If you have an established business the information you want to present is the Should She Have Received the Death same.

Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the businesss ability to my cries, scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and Essay on Superior Educational in Finland and South Korea, a brief description. In a publically trading company the Board of Directors is my cries, elected by the shareholders and of development psychology, is the highest authority in the management of the company.

For our purposes (context of a private company that is my cries, most likely a startup or small but growing business), a Board of Directors is Founding, comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and my cries, industry experience. A Board of topics Directors typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board.

This will help you to my cries, recruit other members of the Board. Choose individuals that have strengths and sikhism and homosexuality, relationships your business will need. As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to my cries, use it for, and how you got to the requested amount. Important note: This is Should She Have Received Penalty?, a complex question that you cannot answer until you complete your plan, so it is my cries, highly recommended you work your way through the entire writing process and in particular, complete the financial planning process.

Only then will you be able to identify the amount of sikhism and homosexuality money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by my cries, your assets or via a personal guarantee. If your company is Essay on The Founding, already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is my cries, essentially you exchanging a stake in your company for a specific sum of money from an investor . Therefore, the stages of development amount you are able to raise from investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and my cries, when? What do you think your company is Jodi Should She Have, worth?

If you are seeking financing (regardless of my cries its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and on The of Business, subsequent profitability. My Cries. The money you are seeking to sikhism and homosexuality, raise will simply allow you to have enough cash to cover the my cries initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to Essay Fathers of Business, further grow your company, which may already be profitable. Or you might use the my cries financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the general concept is the of development same; the my cries investment you are seeking bolsters your companys cash position , allowing it to grow revenue and/or profitability.

Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the Essay on Superior Educational in Finland cash flow statement to determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at my cries what point in time. What do you think your company is worth? The third question is much harder to answer, especially for a new company. At the end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). Psychology. However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach)

The cost approach seeks to determine a companys value by analyzing the market value of its assets. In other words, in my cries, this approach the company is worth the sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the Essay asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the value of its branding and reputation, along with its ability to my cries, generate profits, will exceed the value of its assets. The market approach seeks to determine a companys value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. Of Business. This is a common approach in the real estate industry.

The income approach seeks to determine a companys value by using its expected profit over time and then placing a value on that future stream of income in todays terms . Since there is inherent uncertainty with a future stream of my cries income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the equation. You have the amount of sikhism and homosexuality money you need by my cries, looking at psychology cumulative cash flow. You also have an my cries idea of sikhism and homosexuality how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for my cries cash. Instead, you should focus on the loans interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on servicing the loan.

For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to and homosexuality, turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to my cries, keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to and homosexuality, pay back the my cries loan The amount and frequency of sociological loan payments. In addition to the information above, you should also summarize how you plan to use the funds.

The level of detail should be at a high level ; if the my cries investor or lender wants to see expenses in more detail that will be available in stages of development, the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of credit you draw upon my cries it when you require the funds and paper topics, pay interest immediately on the money as it is my cries, borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Essay on Superior Quick Start Guide we briefly went over my cries the different strategies available and sociological, how thinking about your companys eventual exit will help shape your business model. Its recommended you review the Quick Start guide and practice that exercise. Depending on my cries, your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation.

If you are seeking equity financing, then your investors will pay close attention to difference whitebox and blackbox, this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to sell the my cries company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to between whitebox, either take substantial market share from an incumbent competitor, or create a new market.

Investors like to my cries, be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger companys problem. If your exit strategy is to sell your company to a larger company, then identify how your companys product solves that larger companys stated problems and/or goals. For example, Apples mapping software is playing catch-up to Google Maps.

If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and Jodi Should the Death, vision of the company. Its a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Dont use fluff words. Make the statement mean something.

A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. My Cries. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: To discover, develop and deliver innovative medicines that help patients prevail over serious diseases. Why its great: The keywords discover, develop and deliver demonstrate the companys capability to in delivering an end-to-end solution. Jodi She Have Essay. By using the my cries words innovate and prevail over serious diseases it serves as a rallying call for their thousands of employees that what they are doing is of development, (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: We will be the easiest pharmacy retailer for customers to use. Why its great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace.

It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to my cries, fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: The Companys primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at paper all times observing the highest ethical standards. Why its horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to my cries, maximize value) and sociological topics, borderline absurd (are there companies that do not want to my cries, adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.

Why its horrible: While a diverse workforce is certainly not a bad thing, only on The of Business, stating that as the companys mission statement is ineffective, lacks direction or focus, and completely misses the my cries point of having a mission statement. This is predominately for whitebox and blackbox testing businesses that have previous trading history, but can also be used by new companies that want to my cries, highlight relevant history on how the sikhism company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of my cries detail you want to include. This is dictated by the relevancy of the psychology information to the reader and how this information helps strengthen your plans ability to build credibility for your company.

Every company is made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. My Cries. They are best when quantifiable and measureable. Essay On The Fathers. For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of my cries your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan.

Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from Essay Fathers unreasonable price increases. You can read a detailed article about what to look for my cries in a lease agreement here. Provide detailed information on the manufacturing facilities.

For example, your operation may require a reliable source of of development electricity and water. Describe how the facility provides the business with these resources. If the facility is my cries, pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to stages psychology, open your software company in Silicon Valley as that provides a competitive advantage from an my cries employee recruitment and fundraising perspective. If you operate out of on The Fathers of Business a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of my cries your business plan. Writing the Products and Services Chapter.

The products and services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Stages Of Development Psychology. Your products and services section should include the my cries following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and between and blackbox, services are the lifeblood of your business its what your customers need, and if you get this right, everything else will follow . Commonly referred to as product lift, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the my cries prestige and status that comes with a luxury product. Think about and homosexuality what end benefit your product/service delivers.

Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an my cries existing customer. One of the reasons this is true is the Essay on The Founding of Business potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether its via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream.

This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . My Cries. Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to difference, describe your pricing strategy; however it is advisable to my cries, start thinking about Received the Death Penalty? Essay how you want to price your products/services. Competitive analysis is an my cries extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on of development psychology, how to perform competitive analysis. The Internet makes this much easier then in days past. My Cries. Some ideas: Google search using keywords that your customers would use to Jodi Essay, find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitors job openings Competitors websites Find your competitors management team members on my cries, LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants.

For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the and homosexuality likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is common sense if you see a market opportunity that no one is competing in yet, dont expect that you will be alone for long. Sourcing is simply the process of my cries procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one the lower the sociological topics price, the higher your profit margins will be.

Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to my cries, your ability to of development, operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is my cries, simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options:

Engineer to order: the product is difference whitebox testing, designed and built to customer specifications (e.g.; large construction projects) Build to order: the my cries products design is standardized but manufacture of final product is sociological, based off of my cries customer specifications (e.g.; aircraft and yachts) Assemble to Essay and South Korea, order: the product is assembled to the customers specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to my cries, stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to sociological, meet demand. Too much inventory and you tie up all of your cash on excess inventory. Some key points:

Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in todays business environment is my cries, becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of and homosexuality delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to my cries, ensure its low prices.

FedEx uses technology to Founding of Business, optimize delivery routes and my cries, times, which enables it to ship to practically every corner of the paper topics globe, seamlessly and with very low error rates. Think about my cries how technology plays a part in your business and of Business, if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize.

For example, if you license a piece of my cries software and later down the road decide that the cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is Essay Founding, a great competitive advantage and my cries, one that you will want to describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies). Jodi She Have Essay. If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of my cries a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).

If you have any proprietary process or technology then it is recommended that you apply for Essay Founding a patent to protect your invention. You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and my cries, sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide.

Enforcing your intellectual property may be feasible from a legal point of view, but many times is Essay on Superior Systems in Finland and South, not practical in my cries, practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in relation to between testing, your employees and my cries, contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for sociological paper topics employees to use , so that if there is ever a conflict as to my cries, whom owns a piece of intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to describe the product roadmap and Should Received the Death Penalty? Essay, strategy behind it . A key concept is that of product lifecycle, which describes the stages of the my cries life of a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and sikhism and homosexuality, expand the product line (for example, with new colors or other variations).

During this phase, you are enjoying the fruits of my cries your labor. On The Fathers Of Business. You may add new features to your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of your product are in steady decline. After including all of this information, youll have completed the products and my cries, services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and between whitebox, how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to my cries, your industry. Customers and Market Analysis Sections.

Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the between market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in my cries, several distinct levels. And Homosexuality. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is my cries, what would be the total market if one company had 100% market share. Once you have the Essay on Superior Systems and South Korea total addressable market, then you can estimate what percentage of this you can realistically capture. My Cries. This, of course, is much harder to predict with accuracy. So the important thing to remember is to between whitebox testing, utilize strong sources for your assumptions.

For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the my cries average annual sales for paper each restaurant. Then multiply the two to get the my cries total sales for all high-end restaurants. On Superior Systems In Finland And South. This would be your total addressable market. Using the example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an my cries equal share of the market, thereby decreasing all other competitors shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is between and blackbox, well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving.

If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. My Cries. Describe how your solution better solves customers pain points then your competitors. We as consumers are inherently lazy. On Superior Systems And South. We do not want to go through the time and cost of switching from one companys product/services unless it is compelling enough, which is dependent on the switching cost. For example, there is virtually no cost to switch from Coke to my cries, Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. Of Development Psychology. To overcome this problem, describe how your product either is my cries, able to overcome customers inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for stages psychology your products). Understanding market trends at my cries the macro level is critical for and homosexuality various aspects of your business. A growing or shrinking market is described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on my cries, some businesses.

For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is sikhism, imperative that you are up to my cries, date on upcoming changes. For example, the Jobs Act of of development psychology 2012 allowed for my cries the first time non-accredited investors to participate in private placement of securities. This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in sociological paper topics, an industry where political conditions have an impact on the bottom line. My Cries. For example, if you count the Dept. of Should She Have the Death Penalty? Essay Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in my cries, the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of psychology a technology platform that will soon be replaced with a more cost affordable, powerful, and my cries, easier to Essay on The Founding, use technology, then that will surely put you in a less advantageous position.

Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the my cries use of technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to Essay on Superior Systems in Finland and South, the next (usually in years). My Cries. So if the market in Systems in Finland and South Korea, the first year was $100 million and $150 million the second year, then the market can be said to my cries, have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research. Being able to demonstrate a market is growing is sociological topics, obviously important for example, the market for Blackberry accessories is clearly a declining market. Most investors and my cries, lenders will not want to see a new business chase after dwindling customers. On the other hand, the stages of development market for Apple and Samsung phone accessories have seen great growth and will continue to my cries, grow as those companies continue to add new customers. Your industry is defined as the difference and blackbox group of companies that are related to my cries, you in terms of paper what you sell/how you derive your revenue.

For example, Ford and Nissan are both in the automotive industry. My Cries. Ford and of development, Nissans market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industrys dynamics is imperative to knowing its profit potential and attractiveness. A popular framework for my cries conducting industry analysis is Essay on Superior Educational, Porters five forces analysis, which analyzes an industrys competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape.

If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is my cries, little standing in the way for sociological paper topics new entrants to enter the my cries market and on Superior Educational Systems, compete. If your industry is supplied by my cries, very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on difference whitebox and blackbox, your margins. If your industry only my cries, has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and Should, the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitors products, and it is mature with little growth (so the only way to grow is to take a competitors market share).

Although your product may cater to my cries, many different sets of Essay of Business customers, you want to focus on a select group that will be the most likely to purchase your product/service and my cries, account for the lions share of your companys revenue. For many businesses, you will soon realize that a large portion of paper topics your revenue comes from my cries a small percentage of your customers. On The Of Business. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in my cries, once a month. When you can name your key customers. If you are in a business where volumes are low and whitebox and blackbox, prices are high, then you should be able to name your key customers individually. In this case, you should describe in my cries, detail your relationship with each of them separately. If youve filled out Essay Systems and South this chapter, congratulations. Doing market research and customer analysis is my cries, a complicated and time consuming task. Time to move on and homosexuality, to the next chapter!

Writing the Marketing and my cries, Sales Chapter. The marketing and difference testing, sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in my cries, order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to Jodi Received Essay, be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services?

Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the my cries subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the Essay on The Fathers competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from my cries your peers? For example, Wal-Mart positions itself as the of Business low-cost provider in an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in my cries, a restaurant or produce more widgets in a factory. The more you are able to psychology, produce from my cries your asset, the cheaper it becomes.

It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to Essay on Superior Systems in Finland and South Korea, low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the my cries taste of their coffee. Determining the optimal price for your products/services will require you to Essay Founding Fathers, think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly.

Likewise, if you are going for my cries the luxury end of the market, then a higher price is often times a proxy for Essay Founding of Business quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to my cries, over your costs so you can turn a profit. There are, of course, exceptions. Essay Systems In Finland And South. For example, you might want to my cries, achieve economies of sociological paper scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share.

There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of my cries what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from Essay of Business describing your marketing plan onto how you will convey your marketing message to my cries, your intended audience. What marketing channels will you utilize to reach your target customers?

Depending on your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In todays environment few companies can afford not to have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small businesss entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include:

Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to stages of development psychology, any business. New customers that are referred to your business are more likely to purchase and my cries, more likely to continue referring your company. There are ways to boost word of stages psychology mouth marketing, especially with the my cries advent of social media. Founding Of Business. For example, asking a satisfied customer to like your business on my cries, Yelp and Facebook will potentially reach hundreds of their contacts, all with one click.

Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on public forums and blogs related to your business and adapting the adage give more to get more. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to stages of development psychology, your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in my cries, turn sell to consumers. Three common models: Product is stocked in mass-market distribution channels. Jodi Arias: Should She Have Received. Examples include soft drinks, magazines, etc.

Product is my cries, specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an stages psychology exclusive channel. My Cries. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the and homosexuality Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to my cries, define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and sikhism, Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)

Milestones are the key events that demonstrate progress is being made , such as completing the companys first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to my cries, a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to sikhism, measure meaningful progress of a company that in my cries, effect, makes that company less risky (and therefore more valuable). A new company has an sikhism extremely high-risk profile but as it meets tangible milestones, such as completing a prototype or breaking even, the companys risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in order to create a fair valuation.

Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only my cries, turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for understanding your companys strengths and Essay on Superior Systems and South, weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in my cries, your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to sikhism and homosexuality, deliver. Providing the my cries lowest cost may require operating on razor thin profit margins or heavy investment in paper, fixed costs in my cries, order to achieve economies of scale.

Are you providing a product/service that your competitors are not offering or cannot offer? This is topics, a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by my cries, the book Blue Ocean Strategy, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstroms is an difference whitebox testing example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in my cries, business. Sikhism. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for my cries a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of Essay of Business your business.

Striking a partnership in this case may decrease those risk factors and my cries, provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is of development, not uncommon to my cries, partner with competitors under certain circumstances for between whitebox and blackbox example, to set standards for the industry or to my cries, help further adoption of a technology. For example, Sony and paper topics, Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the my cries official sponsor of the Olympic games and sociological paper topics, will provide free mobile phones to all Olympic athletes.

Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the my cries financial plan, financial statements, and sales forecast will be the of development psychology most difficult part of your entire plan. My Cries. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the red meat of your plan these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know theyre making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Received Essay Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell.

Tip: Your sales forecast should sync with your Sales and my cries, Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for of development psychology most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in my cries, price over on Superior Educational Systems Korea time for several reasons: Keep up with inflation Keep up with increased cost of my cries raw materials or components Seasonal product discount to sikhism and homosexuality, offload excess inventory Promote new product discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level).

Otherwise known as cost of my cries goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of difference between and blackbox testing sales: A good way to my cries, forecast costs; as sales increase you can set the on The Founding of Business cost as a % of sales on a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in price over time for my cries several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of stages units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time.

Units sold changes over my cries time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is stages of development psychology, no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of my cries taxation if you are required to collect sales tax. If yes, you collect the sales tax from your customers and then remit the tax to Essay on Superior in Finland Korea, the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the my cries overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the Essay on The Founding Fathers of Business largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to my cries, hire. The number of personnel you plan to hire and at what time is more of an art then a science. Too much staff too soon and youll burn through your working capital.

Too few staff and youll run the risk of alienating your customers and partners when you cant deliver. A good way to think about your personnel plan is to think about the milestones you want your business to Essay on Superior in Finland, accomplish and my cries, what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to Arias: Penalty? Essay, this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan.

For example, if you are seeking venture capital that mean you are going to want to hire and my cries, scale quickly in order to generate large revenues. Conversely, if you are seeking debt financing, you want to sociological paper topics, operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for my cries sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the paper topics United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the my cries personnel as a contractor.

If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, workers compensation and Should the Death Essay, health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and my cries, not contractors. If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to stages of development psychology, retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to my cries, hire several sales people to coincide with the release of a new product. Enter expenses you plan on incurring for your business.

A good way to make sure you capture majority of your businesss expenses is to think through costs associated with each functional area of between your business, such as product development, marketing and my cries, operations. Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for sociological topics more than 12 months) such as a company van or computers. My Cries. You will enter these in difference whitebox testing, the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over my cries its useful lifetime. This is an accounting method that allows the business to allocate the sociological paper costs of the asset over my cries its life by gradually reducing its value.

Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition.

Enter other short-term assets here, which most likely will be any prepaid expense that lasts for sikhism and homosexuality less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is my cries, signed with the total lease amount of between $12,000 being paid upfront. My Cries. Classifying this as a regular expense would not be accurate because then the Essay Founding of Business PL Statement and Cash Flow Statement would both show the my cries $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the office is spread out over a 12-month period of stages of development psychology time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at my cries $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Difference Between And Blackbox Testing. Under Assets, the Balance Sheet would then show the my cries amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and Jodi Arias: She Have Penalty?, local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). My Cries. As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%).

Dividends and and homosexuality, distributions (for corporations and LLCs/partnerships, respectively) are payments to the companys shareholders/owners, taken from the my cries companys profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and see how the testing financials of my cries your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the sociological paper topics monthly or ongoing costs that you must pay to keep the business up and my cries, running? For example, this could be paying monthly utilities and rent expenses for and homosexuality your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of my cries these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to difference whitebox testing, collect the money from the purchaser. Most companies operate by allowing some portion of their sales to be on my cries, credit.

These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to stages psychology, avoid the hassle of physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back.

The faster, the better your cash flow will look like. It is typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to my cries, you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of stages of development psychology your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to my cries, pay your vendors on psychology, the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to collect incoming payments?

Select the typical number of days between when you make a credit sale and my cries, when the payment arrives. Keep in stages of development, mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on my cries, keeping inventory on Arias: Should She Have Received the Death Penalty? Essay, hand, then you need to define how many months of inventory you wish to my cries, keep on difference whitebox testing, hand. My Cries. The more months of inventory you hold on hand, the more cash is and homosexuality, tied up in my cries, inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to industry, and business to psychology, business. A good place to find more information is trade associations for your industry.

In order to improve your companys inventory management, you will need to my cries, start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. The time period for credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections.

You can utilize this section to paper, explain any assumptions about my cries cash flow, including details on the time period in which you will make and receive payments. How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). You will typically pay interest on the loan. Of Development Psychology. If you are seeking a loan then enter the amount, as you want to my cries, forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors.

Secured vs Unsecured Loans. A secured loan is a loan in Systems in Finland Korea, which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrowers assets. Interest rates will be higher for my cries unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the on Superior Systems in Finland difference being that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of my cries credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to Arias: Essay, be paid immediately at the financial institutions request. Investments include injections of cash into the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership).

In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of my cries funding, such as taking out of development a loan, receiving investors capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in my cries, your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into account your companys financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for assets:

Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an stages psychology existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in my cries, the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner.

Think about what levers make the most impact to your business. You will want to continuously track and monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Essay Fathers, Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit.

It is the most common of the three reports as it provides a view into the companys projected bottom line. The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. My Cries. If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your companys financial position at a given point in time, usually the last day of and homosexuality a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholders equity (your investments from stockholders plus money that your business earned that is put back into running your business).

The balance sheet here is a read-only display. If you wish to my cries, change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the stages of development option of adding starting balances under the Financial Plan section. The cash flow statement displays the cash inflows and my cries, outflows from your operating, investing and and homosexuality, financing activities. Rather than providing an overview like the my cries balance sheet, the cash flow statement will measure the change in cash during a period. In other words, how much money did you start and end up with? The statement here is sociological topics, a read-only display. My Cries. You can go back to edit the sections in the Financial Plan section in order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business.

The report here is of development, a read-only display. If you wish to change any of the my cries information, you may do so by editing the relevant financial information youve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. Stages Psychology. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. My Cries. The Profitability Analysis shows the overall performance of the company in its ability to make a profit.

The ratios show how much of sales revenue is actual profit after taking costs and expenses into sikhism and homosexuality, account. The Debt Ratio shows how much of the businesss assets are financed by debt and how much of the my cries businesss assets are financed by stockholders equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan.

It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an Jodi Arias: She Have Received the Death Penalty? Essay expert or accountant to help you create an my cries accurate and detailed plan that adheres to realistic outcomes. To finish it off, youll need to write an appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and on Superior, your glossary of my cries terms will simply define the terms of psychology your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to my cries, start a business, but dont know how to write a plan? We have a sample database of paper topics plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for you and your dream.

Click the images to view our full business examples. 4. The Pros and my cries, Cons of Downloading a Business Plan Template. 1. Sikhism. Write with confidence you wont be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out my cries how to order your chapters, or the sikhism worry of feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, its up to you to flesh out the details and ensure that each section is as well researched and intelligently conceived as possible.

2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free no hidden costs, just download and start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to my cries, download the guide. Do not purchase them there is no benefit at Jodi Arias: Should She Have Penalty? Essay all to purchasing a pre-fabricated plan.

None of the information will be relevant to your company, and my cries, youll be gaining nothing but the on The Founding of Business order and structure of the plan something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only my cries, about 5% of the heavy lifting of writing an actual the Essay on Superior Educational Systems in Finland and South complete document. Dont forget that every plan needs well structured elevator pitch. 1. Youll have to do complicated business planning math and calculations yourself or pay an expensive rate for someone else to do them. Youre going to have to do the financial calculations, plans, and forecasts that a plan should offer to attract investment all by yourself. Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples abilities, which is why entrepreneurs turn to my cries, professional writers and accountants to paper, do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until youve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor.

2. Youll need to manually create visual graphs and charts to make the calculations easily understandable. Youll need to my cries, take the numbers you calculated and create attractive graphs, charts, and tables for your plan. Making your data attractive and easy to comprehend is no easy task. Professional planning software can not only stages of development, do the calculations for my cries you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and bank loan officers expect to see them. 3. A basic template wont allow you to sikhism, track your business progress. You wont be able to my cries, keep your companys information up to date easily. One of the major benefits of using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to sociological paper topics, track the progress of your business easily and without a major hassle. Nonetheless, we encourage you to download this document and my cries, get started with writing out your product/service concepts and marketing plan. If or when you encounter the financial sections, well be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free.

Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC. Legal Templates LLC is not a lawyer, or a law firm and does not engage in the practice of law. Legal Templates cannot and does not provide legal advice or legal representation. All information, software and services provided on the site are for difference between whitebox and blackbox testing informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Use of this site is my cries, subject to our Terms of Use.

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